Sr. No

Contents

Page No

1

THE INFLUENCE OF FINANCIAL LITERACY AND RISK TOLERANCE ON INVESTMENT DECISIONS DURING THE COVID-19 PANDEMIC
Halim Usman, Amiruddin and Darmawati Darmawati

1 – 6

2

ANALYSIS OF THE INFLUENCE OF INDEPENDENCE AND SPIRITUAL INTELLIGENCE ON THE GIVING OF AUDIT OPINIONS IN PUBLIC ACCOUNTING OFFICES IN MAKASSAR
Arnod Sau and Luther P. Tangdialla

7 – 15

3

CREDIT COLLECTIBILITY ANALYSIS ON THE COMPLIANCE LEVEL OF PEOPLE'S BUSINESS CREDIT CUSTOMERS (CASE STUDY OF AGRIBUSINESS BUSINESS IN BENTENG GAJAH VILLAGE, MAROS REGENCY)
Machmud Junaidy

16 – 22

4

LEGAL PROTECTION FOR WHISTLEBLOWER WITNESS IN CRIMINAL CASES
Agus Salim, Crisnaldwi and Liberthin Palullungan

23 – 28

5

RESPONSIBILITY, INTELLECTUAL CAPITAL, DIVIDEND AND SOLVENCY IN RELATION TO FIRM VALUE
Ni Nyoman Ayu Suryandari, Frischa Faradilla Arwinda Mongan, Ni Luh Putu Sri Purnama Pradnyani and Bertha Beloan

29 – 34

6

THE EFFECTIVENESS OF MOTOR VEHICLE TAX CONTRIBUTION ON REGIONAL ORIGINAL INCOME
Yeheschiel B. Marewa

35 – 37

7

PHENOMENOLOGY REFLECTION THE MEANING OF ZAKAT AS SHARIA VALUE ADDED OF A COMPANY
Rismawati, I. Ketut Patra and Dan Supriadi

38 – 47

8

INTERNALIZATION OF NATIONAL CHARACTER EDUCATION IN THE LIFE OF THE NATION AND STATE
Wawan Ahmad Ridwan

48 – 52

9

PARTITION 1947: THE POSTCOLONIAL STUDY OF SEPARATION OF SELF AND OTHER THROUGH “PARTITION” AND “JAADEIN”
Shreya Bhardwaj and Dr. Mukuta Borah

53 – 56

10

ENHANCING RESTAURANT SERVICE QUALITY THROUGH TECHNOLOGY. A STUDY BASED ON THE REVIEW OF THE LITERATURE
Omar Abdullah, Dr. Tahir Sufi and Dr. Sanjeev Kumar

57 – 63

11

THE CHANGING LANDSCAPE OF INDIAN RETAIL SECTOR: DRIVERS AND CHALLENGES
Dr. Usha C.

64 – 72

12

ROLE OF SELF-HELP GROUPS IN PROMOTING RURAL ENTREPRENEURSHIP WITH SPECIAL REFERENCE TO AMBERNATH BLOCK IN THANE DISTRICT
Dr. Bageshree P. Bangera Bandekar and Ms.Neelam Dadhibal Jaiswar

73 – 79

13

A POLEMIC STUDY ON MEDICINES ACTING AS THE AGENTS OF SOCIAL CONTROL
Ms. Maheep Wadhwa, Ms. Karishma Dolasha and Dr Jaimine Anita

80 – 86

14

BUSINESS DEVELOPMENT STRATEGY OF WHITE OYSTER MUSHROOM (Pleurotus ostreatus)
(Case in "Ahza Tiram" Oyster Mushroom Business in Pasanggrahan Village Plumbon District, Cirebon Regency)
Siti Aisyah and Achmad Faqih

87 – 95

15

TOURISM MULTIPLIER, SIZE OF ECONOMY AND POPULATION: A CANONICAL CORRELATION ANALYSIS AT STATE LEVEL IN INDIA
Deepti Singh and Dr. Qamar Alam

96 – 103

16

AN EVALUATION OF PRIMARY AGRICULTURE CREDIT SOCIETIES IN MAHARASHTRA
Mr. Swapnil Rajan Bagade

104 – 109

17

ANALYZING DIFFERENT TYPES OF FINE MOTOR ACTIVITIES TO HELP MYRIAD HEALTH- A STUDY ON AUTISTIC CHILDREN IN THE MAHARASHTRA
Dr. N. N. Lokhande

110 – 114

18

A STUDY ON MUNICIPAL ASSISTANCE TO STREET VENDORS WITH RESPECT TO BHIWANDI CITY
Dr. Kuldeepsingh J. Rathod, Dr. Ashok D. Wagh, Madoo Ibrahim S. and Khan Mohammad Affan N.

115 – 118

19

NATIONAL EDUCATION POLICY 2020: TRANSFORMING HIGHER EDUCATION
Dr. Mandira Gupta and Ms. Anuradha Daheriya

119 – 121

20

EXPLORING CONSUMER AWARENESS AND DECISION -MAKING IN THE CONTEXT OF CAUSE-RELATED MARKETING
Dr. Harmeet Kaur Bhasin

122 - 128

21

EMPOWERING SUSTAINABLE WORKPLACES: THE ROLE OF HR IN PROMOTING ENERGY EFFICIENCY
Dr. Charu Sharma

129 – 140